The federal government is now requiring lenders to give borrowers detailed information about their home mortgages. The "Home Mortgage Disclosure Adjustment Act" was passed by the House on a partisan vote. Among the Republican representatives, Rep. Tom Emmer of Minnesota's Sixth Congressional District voted in favor of the new rule. While he did not...

HMDA Audit is a comprehensive tool that can help institutions meet their HMDA reporting requirements. The streamlined tool has advanced geocoding tools, enabling you to run automated coding based on LOS data. By clicking a button, you can update a property's geocode information. You can also use an interactive map to find property locations and...

In a final rule issued by the Bureau of Consumer Financial Protection, Congressman Tom Emmer of Minnesota is proposing amendments to Regulation C, the federal financial regulations that require lenders to disclose home mortgages. The change will clarify existing reporting requirements and add new ones. The legislation will also modify the coverage...